Examples of some of the alternative treatments covered are as follows
– Homeopathy, Naturopathy, Herbal and Acupuncture.
Medical / Hospital
Examples of some of the costs covered are as follows – surgery and associated costs performed by an
NZ Registered Specialist. This is a per illness benefit.
Examples of some of the costs NOT covered are as follows:- Cosmetic and oral surgeries, including Dental surgery, Fertility and Weight Loss treatments.
Examples of some of the costs covered are as follows – equipment hire, medical tests such as ECG, lab tests such as blood work, ambulance / ambulance subscription, occupational therapy, dietitian, varicose vein stockings, mole mapping and skin surgeries.
Specialist – NZ Registered ONLY
Examples of Specialists are Oncologists, Dermatologists and Endocrinologists.
Orthodontic – NZ Registered ONLY
The total benefit limit is for a maximum of $800 per dependant, up to the age of 19.
KoruHealth members are required to use NZ Registered Orthodontic Specialists.
Claims are limited to spectacles and contact lenses purchased in New Zealand.
Claims must be received within 12 months of death and a certificate must be supplied with the claim.
Claims must be received within 12 months of birth and a certificate must be supplied with the claim. The birth benefit may only be covered if fees are being paid whilst on leave without pay. If membership is suspended or the member is in their stand down period, this cannot be claimed.
Dental x-rays are not covered.
Laser Eye Treatment – for the MEMBER only
Claims can only be submitted for the member.